Re: [問題] 健保的問題

看板SanFrancisco (舊金山灣區)作者cchris (cruise specialist agent)時間18年前 (2007/09/21 15:14)推噓1(1推 0噓 0→)

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※ 引述《lilyj (Coffeeholic)》之銘言： : 由於我英文不好加上保險的東西不太懂 : 有問題想請教大家 : 前因：老爸公司有健保，滿一年眷屬也有保險，兩人前陣子去做身體檢查 : 保險公司來了一封信 : we have received a claim for the services shown above.(做體檢的紀錄)Your 保險 : 公司名 benefit plam has a pre-existing condition provision. To process your : claim quickly and accurately, we need additional information. : Please note: Expenses for PRE-EXISTING CONDITIONS ARE NOT COVERED, except as : outlined in your plan, adjusted for any prior creditable coverage information : you provided. You can send additional creditable coverage information to the : address above. : 請問…這是什麼意思阿…尤其是大寫那行字…我不太懂為什麼要特別強調 : 麻煩大家嚕…感恩 Preexisting condition provision" means a policy provision that excludes coverage for charges or expenses incurred during a specified period following the insure d's effective date of coverage, as to a condition for which medical advice, diag nosis, care, or treatment was recommended or received during a specified period immediately preceding the effective date of coverage 意思就是說，原本就有的疾病，不能馬上使用這個保險在給付除非你能證明你本來也有保險 "creditable coverage" 很多個人保險都有waiting period，例如前半年不能看舊病除非原本也有保險，只是轉換公司而已比較奇怪的是，體驗通常成本低，不是真的治病，通常不會被排除才對難道你體驗的時候檢查出什麼疾病，或是一併做了什麼醫療? -- 我的旅遊部落格: http://chengyun-travel.blogspot.com -- ※ 發信站: 批踢踢實業坊(ptt.cc) ◆ From: 70.137.163.25